/* ============================================================
   MONCOVER HOME — Hero, Sections 1-11
   ============================================================ */

/* === HERO === */
.mc-hero {
  position: relative;
  min-height: 580px;
  background: linear-gradient(135deg, #0f1923 0%, #1a2a1a 40%, #0f2318 100%);
  overflow: hidden;
  display: flex;
  align-items: center;
}
.mc-hero-bg {
  position: absolute; inset: 0;
  background-image:
    radial-gradient(ellipse 60% 80% at 80% 50%, rgba(26,122,60,.25) 0%, transparent 60%),
    radial-gradient(ellipse 40% 60% at 20% 20%, rgba(200,137,10,.15) 0%, transparent 55%);
}
.mc-hero-dots {
  position: absolute; inset: 0;
  background-image: radial-gradient(circle, rgba(255,255,255,.06) 1px, transparent 1px);
  background-size: 32px 32px;
}
.mc-hero-inner {
  position: relative; z-index: 2;
  max-width: 1240px; margin: 0 auto; padding: 80px 24px;
  display: grid; grid-template-columns: 1fr 1fr; gap: 60px; align-items: center;
}
.mc-hero-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(200,137,10,.18); border: 1px solid rgba(245,200,66,.3);
  color: var(--mc-gold-light); font-size: 12.5px; font-weight: 600;
  padding: 6px 14px; border-radius: 50px; margin-bottom: 20px;
  letter-spacing: .3px;
}
.mc-hero-badge .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--mc-gold-light); animation: blink 1.5s infinite; }
@keyframes blink { 0%,100%{opacity:1} 50%{opacity:.3} }
.mc-hero-title {
  font-family: var(--mc-serif);
  font-size: clamp(32px, 4vw, 50px);
  font-weight: 700; line-height: 1.2;
  color: #fff; margin-bottom: 16px;
}
.mc-hero-title span { color: var(--mc-gold-light) }
.mc-hero-sub {
  font-size: 17px; color: rgba(255,255,255,.65);
  margin-bottom: 32px; line-height: 1.65;
}

/* Hero Tabs */
.mc-hero-label {
  font-size: 13px; color: rgba(255,255,255,.5);
  font-weight: 500; margin-bottom: 14px; text-transform: uppercase; letter-spacing: .8px;
}
.mc-hero-tabs { display: flex; flex-wrap: wrap; gap: 10px; margin-bottom: 28px; }
.mc-hero-tab {
  display: flex; align-items: center; gap: 8px;
  background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12);
  color: rgba(255,255,255,.8); font-size: 14px; font-weight: 500;
  padding: 10px 16px; border-radius: 50px; cursor: pointer;
  transition: all .2s; text-decoration: none;
}
.mc-hero-tab:hover, .mc-hero-tab.active {
  background: linear-gradient(135deg,var(--mc-gold),var(--mc-gold-light));
  border-color: transparent; color: var(--mc-dark); font-weight: 600;
}
.mc-hero-tab .icon { font-size: 18px; }

/* Hero CTA */
.mc-hero-cta { display: flex; gap: 12px; flex-wrap: wrap; align-items: center; }
.mc-hero-btn-primary {
  background: linear-gradient(135deg,var(--mc-gold),var(--mc-gold-light));
  color: var(--mc-dark); font-weight: 700; font-size: 15px;
  padding: 14px 28px; border-radius: 12px; border: none; cursor: pointer;
  box-shadow: 0 4px 20px rgba(200,137,10,.4); transition: all .25s;
  display: inline-flex; align-items: center; gap: 8px;
}
.mc-hero-btn-primary:hover { transform: translateY(-2px); box-shadow: 0 8px 28px rgba(200,137,10,.5); }
.mc-hero-btn-ghost {
  background: transparent; color: rgba(255,255,255,.8);
  font-size: 14px; font-weight: 500;
  border: 1px solid rgba(255,255,255,.25); padding: 14px 24px;
  border-radius: 12px; cursor: pointer; transition: all .2s;
  display: inline-flex; align-items: center; gap: 8px;
}
.mc-hero-btn-ghost:hover { border-color: rgba(255,255,255,.6); color: #fff; }

/* Hero Visual - Stats Card */
.mc-hero-visual { display: flex; flex-direction: column; gap: 16px; }
.mc-hero-card {
  background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12);
  border-radius: 16px; padding: 20px 24px; backdrop-filter: blur(8px);
  transition: all .3s;
}
.mc-hero-card:hover { background: rgba(255,255,255,.1); transform: translateX(-4px); }
.mc-hero-card-header { display: flex; align-items: center; gap: 12px; margin-bottom: 8px; }
.mc-hero-card-icon {
  width: 42px; height: 42px; border-radius: 12px;
  display: flex; align-items: center; justify-content: center; font-size: 20px;
}
.mc-hero-card-icon.gold { background: rgba(200,137,10,.2); }
.mc-hero-card-icon.green { background: rgba(26,122,60,.25); }
.mc-hero-card-title { font-size: 14px; font-weight: 600; color: rgba(255,255,255,.85); }
.mc-hero-card-val {
  font-family: var(--mc-serif);
  font-size: 28px; font-weight: 700; color: var(--mc-gold-light); line-height: 1;
}
.mc-hero-card-sub { font-size: 12px; color: rgba(255,255,255,.4); margin-top: 3px; }
.mc-hero-card-row { display: flex; gap: 24px; }
.mc-hero-card-row .mc-hero-card { flex: 1; }

/* === SECTION BASE === */
.mc-section { padding: 80px 0; }
.mc-section-alt { background: var(--mc-gray-light); }
.mc-container { max-width: 1240px; margin: 0 auto; padding: 0 24px; }
.mc-section-head { text-align: center; margin-bottom: 52px; }
.mc-section-label {
  display: inline-block;
  background: var(--mc-gold-pale); color: var(--mc-gold);
  font-size: 12px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 1.2px; padding: 5px 14px; border-radius: 50px; margin-bottom: 14px;
  border: 1px solid var(--mc-gold-border);
}
.mc-section-label.green {
  background: var(--mc-green-light); color: var(--mc-green); border-color: #b6dfc8;
}
.mc-section-title {
  font-family: var(--mc-serif);
  font-size: clamp(26px, 3vw, 38px);
  font-weight: 700; color: var(--mc-dark); margin-bottom: 14px; line-height: 1.25;
}
.mc-section-desc { font-size: 16px; color: var(--mc-gray); max-width: 580px; margin: 0 auto; line-height: 1.7; }

/* === SECTION 2: GIAI PHAP BAO HIEM === */
.mc-solutions-tabs {
  display: flex; justify-content: center; gap: 8px;
  margin-bottom: 40px; flex-wrap: wrap;
}
.mc-sol-tab {
  padding: 9px 20px; border-radius: 50px; font-size: 14px; font-weight: 600;
  cursor: pointer; transition: all .2s; border: 1.5px solid var(--mc-border);
  background: #fff; color: var(--mc-gray);
}
.mc-sol-tab:hover { border-color: var(--mc-gold); color: var(--mc-gold); }
.mc-sol-tab.active {
  background: linear-gradient(135deg,var(--mc-gold),var(--mc-gold-light));
  border-color: transparent; color: var(--mc-dark);
}
.mc-sol-panel { display: none; }
.mc-sol-panel.active { display: grid; grid-template-columns: repeat(3,1fr); gap: 20px; }
.mc-sol-card {
  background: #fff; border: 1.5px solid var(--mc-border);
  border-radius: 16px; padding: 24px; cursor: pointer;
  transition: all .25s; display: flex; align-items: center; gap: 14px;
  text-decoration: none; color: var(--mc-dark);
}
.mc-sol-card:hover {
  border-color: var(--mc-gold); box-shadow: 0 6px 24px rgba(200,137,10,.12);
  transform: translateY(-3px);
}
.mc-sol-card-icon {
  width: 48px; height: 48px; border-radius: 14px; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-size: 24px; background: var(--mc-gold-pale);
}
.mc-sol-card-name { font-size: 15px; font-weight: 600; }
.mc-sol-card-desc { font-size: 13px; color: var(--mc-gray); margin-top: 3px; }

/* === SECTION 3: VI SAO CHON MONCOVER === */
.mc-why-grid {
  display: grid; grid-template-columns: repeat(3,1fr); gap: 24px;
}
.mc-why-card {
  background: #fff; border: 1.5px solid var(--mc-border);
  border-radius: 18px; padding: 28px 24px; text-align: center;
  transition: all .25s;
}
.mc-why-card:hover {
  border-color: var(--mc-gold-border); box-shadow: var(--mc-shadow-md);
  transform: translateY(-4px);
}
.mc-why-icon {
  width: 64px; height: 64px; border-radius: 20px;
  background: linear-gradient(135deg, var(--mc-gold-pale), #fff8dc);
  display: flex; align-items: center; justify-content: center;
  font-size: 28px; margin: 0 auto 16px;
  border: 1.5px solid var(--mc-gold-border);
}
.mc-why-title { font-size: 16px; font-weight: 700; margin-bottom: 8px; }
.mc-why-desc { font-size: 13.5px; color: var(--mc-gray); line-height: 1.65; }

/* === SECTION 4 & 5: CA NHAN / DOANH NGHIEP (2 col) === */
.mc-audience-grid {
  display: grid; grid-template-columns: 1fr 1fr; gap: 32px; align-items: center;
}
.mc-audience-grid.reverse .mc-audience-visual { order: -1; }
.mc-audience-visual {
  border-radius: 24px; overflow: hidden; position: relative;
  background: linear-gradient(135deg, var(--mc-gold-pale), var(--mc-green-light));
  min-height: 360px; display: flex; align-items: center; justify-content: center;
}
.mc-audience-visual-inner {
  padding: 40px; text-align: center;
}
.mc-audience-visual-icon { font-size: 80px; margin-bottom: 12px; }
.mc-audience-visual-label {
  font-family: var(--mc-serif); font-size: 22px; font-weight: 700; color: var(--mc-dark-mid);
}
.mc-audience-content {}
.mc-audience-features {
  display: flex; flex-direction: column; gap: 14px; margin-bottom: 32px;
}
.mc-audience-feature {
  display: flex; align-items: flex-start; gap: 14px; padding: 16px;
  background: var(--mc-gray-light); border-radius: 12px;
  border-left: 3px solid var(--mc-gold);
}
.mc-audience-feature.green-accent { border-left-color: var(--mc-green); }
.mc-audience-feature-icon { font-size: 22px; flex-shrink: 0; margin-top: 2px; }
.mc-audience-feature-title { font-size: 15px; font-weight: 600; margin-bottom: 3px; }
.mc-audience-feature-desc { font-size: 13px; color: var(--mc-gray); }
.mc-btn-gold {
  display: inline-flex; align-items: center; gap: 8px;
  background: linear-gradient(135deg,var(--mc-gold),var(--mc-gold-light));
  color: var(--mc-dark); font-weight: 700; font-size: 15px;
  padding: 13px 28px; border-radius: 12px; transition: all .25s;
  box-shadow: 0 4px 16px rgba(200,137,10,.3); border: none; cursor: pointer;
}
.mc-btn-gold:hover { transform: translateY(-2px); box-shadow: 0 8px 24px rgba(200,137,10,.45); }
.mc-btn-green {
  display: inline-flex; align-items: center; gap: 8px;
  background: var(--mc-green); color: #fff; font-weight: 700; font-size: 15px;
  padding: 13px 28px; border-radius: 12px; transition: all .25s;
  box-shadow: 0 4px 16px rgba(26,122,60,.3); border: none; cursor: pointer;
}
.mc-btn-green:hover { background: var(--mc-green-mid); transform: translateY(-2px); }

/* === SECTION 6: DAI LY (QUAN TRONG) === */
.mc-agent {
  background: linear-gradient(135deg, #0f1f12 0%, #1a3320 50%, #0f1923 100%);
  position: relative; overflow: hidden;
}
.mc-agent-bg {
  position: absolute; inset: 0;
  background-image: radial-gradient(ellipse 50% 70% at 90% 50%, rgba(200,137,10,.12) 0%, transparent 60%),
    radial-gradient(ellipse 40% 50% at 10% 80%, rgba(26,122,60,.15) 0%, transparent 55%);
}
.mc-agent-dots {
  position: absolute; inset: 0;
  background-image: radial-gradient(circle, rgba(255,255,255,.04) 1px, transparent 1px);
  background-size: 28px 28px;
}
.mc-agent-inner {
  position: relative; z-index: 2;
  max-width: 1240px; margin: 0 auto; padding: 80px 24px;
  display: grid; grid-template-columns: 1.1fr 1fr; gap: 64px; align-items: center;
}
.mc-agent-badge {
  display: inline-flex; align-items: center; gap: 8px;
  background: rgba(200,137,10,.2); border: 1px solid rgba(245,200,66,.35);
  color: var(--mc-gold-light); font-size: 12.5px; font-weight: 600;
  padding: 6px 14px; border-radius: 50px; margin-bottom: 16px;
}
.mc-agent-title {
  font-family: var(--mc-serif);
  font-size: clamp(28px,3.5vw,44px);
  font-weight: 700; color: #fff; margin-bottom: 14px; line-height: 1.25;
}
.mc-agent-title span { color: var(--mc-gold-light); }
.mc-agent-sub { font-size: 16px; color: rgba(255,255,255,.6); margin-bottom: 32px; line-height: 1.65; }
.mc-agent-perks { display: flex; flex-direction: column; gap: 12px; margin-bottom: 36px; }
.mc-agent-perk {
  display: flex; align-items: center; gap: 12px;
  background: rgba(255,255,255,.06); border: 1px solid rgba(255,255,255,.1);
  border-radius: 12px; padding: 14px 16px; transition: all .2s;
}
.mc-agent-perk:hover { background: rgba(255,255,255,.1); }
.mc-agent-perk-icon {
  width: 40px; height: 40px; border-radius: 10px; flex-shrink: 0;
  background: rgba(200,137,10,.2); display: flex; align-items: center; justify-content: center; font-size: 20px;
}
.mc-agent-perk-text { font-size: 14.5px; font-weight: 500; color: rgba(255,255,255,.85); }
.mc-agent-perk-desc { font-size: 12.5px; color: rgba(255,255,255,.4); margin-top: 2px; }
.mc-agent-cta-group { display: flex; gap: 12px; flex-wrap: wrap; }
.mc-btn-agent {
  background: linear-gradient(135deg,var(--mc-gold),var(--mc-gold-light));
  color: var(--mc-dark); font-weight: 700; font-size: 15px;
  padding: 14px 30px; border-radius: 12px; border: none; cursor: pointer;
  box-shadow: 0 4px 20px rgba(200,137,10,.4); transition: all .25s;
  display: inline-flex; align-items: center; gap: 8px;
}
.mc-btn-agent:hover { transform: translateY(-2px); box-shadow: 0 8px 28px rgba(200,137,10,.55); }
.mc-btn-agent-ghost {
  background: transparent; color: rgba(255,255,255,.8);
  border: 1.5px solid rgba(255,255,255,.3); font-size: 14px; font-weight: 500;
  padding: 14px 24px; border-radius: 12px; cursor: pointer; transition: all .2s;
  display: inline-flex; align-items: center; gap: 8px;
}
.mc-btn-agent-ghost:hover { border-color: rgba(255,255,255,.7); color: #fff; }
.mc-agent-stats-grid { display: flex; flex-direction: column; gap: 16px; }
.mc-agent-stat-card {
  background: rgba(255,255,255,.07); border: 1px solid rgba(255,255,255,.12);
  border-radius: 16px; padding: 22px 24px; backdrop-filter: blur(8px);
}
.mc-agent-stat-row { display: flex; gap: 16px; }
.mc-agent-stat-row .mc-agent-stat-card { flex: 1; }
.mc-agent-stat-val { font-family: var(--mc-serif); font-size: 32px; font-weight: 700; color: var(--mc-gold-light); line-height: 1; }
.mc-agent-stat-label { font-size: 13px; color: rgba(255,255,255,.5); margin-top: 4px; }
.mc-agent-income {
  background: linear-gradient(135deg,rgba(200,137,10,.2),rgba(245,200,66,.1));
  border-color: rgba(245,200,66,.3)!important;
}
.mc-agent-income-label { font-size: 13px; color: var(--mc-gold-light); font-weight: 600; margin-bottom: 6px; }
.mc-agent-income-val { font-family: var(--mc-serif); font-size: 26px; font-weight: 700; color: var(--mc-gold-light); }
.mc-agent-income-sub { font-size: 12px; color: rgba(255,255,255,.4); margin-top: 4px; }

/* === SECTION 7: THONG KE === */
.mc-stats { background: linear-gradient(135deg,var(--mc-green) 0%,var(--mc-green-mid) 100%); }
.mc-stats-grid { display: grid; grid-template-columns: repeat(4,1fr); gap: 2px; }
.mc-stat-item {
  padding: 48px 24px; text-align: center;
  background: rgba(255,255,255,.06); position: relative;
}
.mc-stat-item::after {
  content: ''; position: absolute; right: 0; top: 20%; bottom: 20%;
  width: 1px; background: rgba(255,255,255,.15);
}
.mc-stat-item:last-child::after { display: none; }
.mc-stat-val {
  font-family: var(--mc-serif);
  font-size: clamp(36px,4vw,52px); font-weight: 700;
  color: var(--mc-gold-light); line-height: 1; margin-bottom: 8px;
}
.mc-stat-label { font-size: 15px; color: rgba(255,255,255,.85); font-weight: 500; }
.mc-stat-sub { font-size: 12.5px; color: rgba(255,255,255,.5); margin-top: 4px; }

/* === SECTION 8: DOI TAC (marquee) === */
.mc-partners { padding: 56px 0; background: #fff; border-top: 1px solid var(--mc-border); border-bottom: 1px solid var(--mc-border); }
.mc-partners-label {
  text-align: center; font-size: 12px; font-weight: 700; text-transform: uppercase;
  letter-spacing: 1.5px; color: var(--mc-gray); margin-bottom: 28px;
}
.mc-partners-track-wrap { overflow: hidden; position: relative; }
.mc-partners-track-wrap::before,
.mc-partners-track-wrap::after {
  content: ''; position: absolute; top: 0; bottom: 0; width: 100px; z-index: 2;
}
.mc-partners-track-wrap::before { left: 0; background: linear-gradient(to right,#fff,transparent); }
.mc-partners-track-wrap::after { right: 0; background: linear-gradient(to left,#fff,transparent); }
.mc-partners-track {
  display: flex!important; flex-wrap: nowrap!important; flex-direction: row!important;
  width: max-content; animation: scroll-partners 28s linear infinite;
  align-items: center; gap: 0;
}
.mc-partners-track:hover { animation-play-state: paused; }
@keyframes scroll-partners { from{transform:translateX(0)} to{transform:translateX(-50%)} }
.mc-partner-logo {
  flex: 0 0 160px!important; flex-shrink: 0!important;
  height: 72px; display: flex; align-items: center; justify-content: center;
  padding: 12px 20px; border-right: 1px solid var(--mc-border);
}
.mc-partner-logo img {
  width: 100%; height: 100%; object-fit: contain;
  mix-blend-mode: multiply; filter: grayscale(20%); transition: all .3s;
}
.mc-partner-logo:hover img { filter: grayscale(0%) saturate(1.2); }
/* Text fallback cho logo */
.mc-partner-text {
  font-family: var(--mc-serif); font-size: 18px; font-weight: 700;
  color: var(--mc-dark-mid); white-space: nowrap;
}

/* === SECTION 9: REVIEW SLIDER === */
.mc-reviews { background: var(--mc-gray-light); }
.mc-reviews-slider { max-width: 1000px; margin: 0 auto; position: relative; overflow: hidden; }
.mc-reviews-track {
  display: flex; transition: transform .4s ease;
  gap: 20px; will-change: transform;
}
.mc-review-card {
  flex: 0 0 calc(33.333% - 14px)!important;
  max-width: calc(33.333% - 14px);
  background: #fff; border: 1.5px solid var(--mc-border);
  border-radius: 18px; padding: 24px; box-sizing: border-box;
  transition: box-shadow .2s;
}
.mc-review-card:hover { box-shadow: var(--mc-shadow-md); }
.mc-review-stars { color: var(--mc-gold); font-size: 17px; margin-bottom: 12px; letter-spacing: 2px; }
.mc-review-text { font-size: 14.5px; color: var(--mc-dark-soft); line-height: 1.65; margin-bottom: 16px; font-style: italic; }
.mc-review-author { display: flex; align-items: center; gap: 10px; }
.mc-review-avatar {
  width: 40px; height: 40px; border-radius: 50%; flex-shrink: 0;
  display: flex; align-items: center; justify-content: center;
  font-size: 18px; font-weight: 700; color: #fff;
}
.mc-review-avatar.gold { background: linear-gradient(135deg,var(--mc-gold),var(--mc-gold-light)); color: var(--mc-dark); }
.mc-review-avatar.green { background: var(--mc-green); }
.mc-review-name { font-size: 14px; font-weight: 600; }
.mc-review-role { font-size: 12px; color: var(--mc-gray); }
.mc-reviews-controls { display: flex; justify-content: center; align-items: center; gap: 12px; margin-top: 28px; }
.mc-reviews-dot {
  width: 8px; height: 8px; border-radius: 50%; background: var(--mc-border);
  cursor: pointer; transition: all .2s; border: none; padding: 0;
}
.mc-reviews-dot.active { background: var(--mc-gold); width: 24px; border-radius: 4px; }
.mc-reviews-arrow {
  width: 40px; height: 40px; border-radius: 50%; border: 1.5px solid var(--mc-border);
  background: #fff; cursor: pointer; transition: all .2s; font-size: 20px; color: var(--mc-dark);
  display: flex; align-items: center; justify-content: center;
}
.mc-reviews-arrow:hover { border-color: var(--mc-gold); color: var(--mc-gold); }

/* === SECTION 10: GOC KIEN THUC === */
.mc-news-grid { display: grid; grid-template-columns: repeat(3,1fr); gap: 24px; }
.mc-news-card {
  background: #fff; border: 1.5px solid var(--mc-border);
  border-radius: 18px; overflow: hidden; transition: all .25s;
}
.mc-news-card:hover { box-shadow: var(--mc-shadow-md); transform: translateY(-4px); }
.mc-news-card-thumb {
  aspect-ratio: 16/9; overflow: hidden; background: var(--mc-gray-light);
}
.mc-news-card-thumb img {
  width: 100%; height: 100%; object-fit: cover; transition: transform .4s;
}
.mc-news-card:hover .mc-news-card-thumb img { transform: scale(1.05); }
.mc-news-card-body { padding: 20px; }
.mc-news-card-cat {
  display: inline-block; background: var(--mc-gold-pale); color: var(--mc-gold);
  font-size: 11px; font-weight: 700; text-transform: uppercase; letter-spacing: .8px;
  padding: 3px 10px; border-radius: 50px; margin-bottom: 10px;
  border: 1px solid var(--mc-gold-border);
}
.mc-news-card-title {
  font-size: 15px; font-weight: 700; color: var(--mc-dark);
  line-height: 1.45; margin-bottom: 8px; display: -webkit-box;
  -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden;
}
.mc-news-card-title:hover { color: var(--mc-green); }
.mc-news-card-desc {
  font-size: 13px; color: var(--mc-gray); line-height: 1.6;
  display: -webkit-box; -webkit-line-clamp: 2; -webkit-box-orient: vertical; overflow: hidden;
  margin-bottom: 14px;
}
.mc-news-card-meta {
  display: flex; align-items: center; justify-content: space-between;
  font-size: 12px; color: var(--mc-gray);
}
.mc-news-card-date { display: flex; align-items: center; gap: 5px; }
.mc-news-card-read {
  color: var(--mc-green); font-weight: 600; font-size: 12.5px;
  display: flex; align-items: center; gap: 4px; transition: gap .2s;
}
.mc-news-card:hover .mc-news-card-read { gap: 8px; }
.mc-news-view-all { text-align: center; margin-top: 40px; }
.mc-btn-outline {
  display: inline-flex; align-items: center; gap: 8px;
  border: 1.5px solid var(--mc-green); color: var(--mc-green);
  font-size: 15px; font-weight: 600; padding: 12px 28px;
  border-radius: 12px; transition: all .2s;
}
.mc-btn-outline:hover { background: var(--mc-green); color: #fff; }

/* === SECTION 11: CTA CUOI === */
.mc-cta-final {
  background: linear-gradient(135deg, #0f1923 0%, #1a2a18 60%, #1a1f2e 100%);
  position: relative; overflow: hidden;
}
.mc-cta-final-bg {
  position: absolute; inset: 0;
  background-image:
    radial-gradient(ellipse 50% 80% at 20% 50%, rgba(200,137,10,.1) 0%, transparent 60%),
    radial-gradient(ellipse 40% 60% at 80% 30%, rgba(26,122,60,.12) 0%, transparent 55%);
}
.mc-cta-final-inner {
  position: relative; z-index: 2;
  max-width: 1240px; margin: 0 auto; padding: 80px 24px;
  text-align: center;
}
.mc-cta-final-title {
  font-family: var(--mc-serif);
  font-size: clamp(28px,3.5vw,46px); font-weight: 700; color: #fff;
  margin-bottom: 14px; line-height: 1.25;
}
.mc-cta-final-title span { color: var(--mc-gold-light); }
.mc-cta-final-sub { font-size: 16px; color: rgba(255,255,255,.6); margin-bottom: 40px; }
.mc-cta-final-btns { display: flex; justify-content: center; gap: 16px; flex-wrap: wrap; }
.mc-cta-btn-yellow {
  background: linear-gradient(135deg,var(--mc-gold),var(--mc-gold-light));
  color: var(--mc-dark); font-weight: 700; font-size: 15px;
  padding: 14px 28px; border-radius: 12px; border: none; cursor: pointer;
  box-shadow: 0 4px 20px rgba(200,137,10,.4); transition: all .25s;
  display: inline-flex; align-items: center; gap: 10px;
}
.mc-cta-btn-yellow:hover { transform: translateY(-2px); box-shadow: 0 8px 28px rgba(200,137,10,.55); }
.mc-cta-btn-white {
  background: rgba(255,255,255,.1); border: 1.5px solid rgba(255,255,255,.3);
  color: #fff; font-weight: 700; font-size: 15px;
  padding: 14px 28px; border-radius: 12px; cursor: pointer;
  transition: all .25s; display: inline-flex; align-items: center; gap: 10px;
}
.mc-cta-btn-white:hover { background: rgba(255,255,255,.2); border-color: rgba(255,255,255,.6); }
.mc-cta-btn-green {
  background: var(--mc-green); color: #fff; font-weight: 700; font-size: 15px;
  padding: 14px 28px; border-radius: 12px; border: none; cursor: pointer;
  box-shadow: 0 4px 16px rgba(26,122,60,.35); transition: all .25s;
  display: inline-flex; align-items: center; gap: 10px;
}
.mc-cta-btn-green:hover { background: var(--mc-green-mid); transform: translateY(-2px); }

/* === RESPONSIVE === */
@media(max-width:1024px) {
  .mc-hero-inner { grid-template-columns: 1fr; gap: 40px }
  .mc-hero-visual { display: grid; grid-template-columns: 1fr 1fr; gap: 16px }
  .mc-hero-card-row { flex-direction: column }
  .mc-agent-inner { grid-template-columns: 1fr; gap: 40px }
  .mc-agent-stats-grid { display: grid; grid-template-columns: 1fr 1fr }
  .mc-sol-panel.active { grid-template-columns: repeat(2,1fr) }
  .mc-why-grid { grid-template-columns: repeat(2,1fr) }
  .mc-stats-grid { grid-template-columns: repeat(2,1fr) }
  .mc-stats-grid .mc-stat-item:nth-child(2)::after { display: none }
  .mc-audience-grid { grid-template-columns: 1fr; gap: 24px }
  .mc-audience-grid.reverse .mc-audience-visual { order: 0 }
  .mc-news-grid { grid-template-columns: repeat(2,1fr) }
}
@media(max-width:640px) {
  .mc-hero-inner { padding: 56px 20px }
  .mc-hero-tabs { gap: 8px }
  .mc-hero-tab { font-size: 13px; padding: 8px 13px }
  .mc-hero-cta { flex-direction: column }
  .mc-hero-visual { grid-template-columns: 1fr }
  .mc-section { padding: 56px 0 }
  .mc-sol-panel.active { grid-template-columns: 1fr }
  .mc-why-grid { grid-template-columns: 1fr }
  .mc-stats-grid { grid-template-columns: repeat(2,1fr) }
  .mc-review-card { flex: 0 0 calc(100vw - 48px)!important; max-width: none }
  .mc-news-grid { grid-template-columns: 1fr }
  .mc-cta-final-btns { flex-direction: column; align-items: center }
  .mc-agent-stats-grid { grid-template-columns: 1fr }
  .mc-partner-logo { flex: 0 0 130px!important }
}